Kobana

All boletos issued against your CNPJ in one place

Automatically view boletos your suppliers issued, regardless of the issuing bank. Approve, schedule payments, or reject undue charges. Centralize accounts payable and prevent fraud.

DDA boleto detail on Kobana platform
100%
centralized boletos
Any
issuing bank
1 click
to approve
0
missed boletos

What is DDA?

DDA (Direct Debit Authorization) is an innovation of the Brazilian financial system that revolutionized how companies manage their payment commitments. Created by Febraban and associated banks in 2009, the system allows you to electronically receive all boletos issued against your CNPJ, even before they arrive by email or mail.

Unlike automatic debit, where amounts are debited without your intervention, in DDA each payment requires your individual authorization. This means total control over what leaves your cash, with early visibility of all charges.

How it works at Kobana

We centralize your company's DDA regardless of which bank it chose to receive notifications

National System
Created by Febraban in 2009, DDA is a system of the Brazilian Payment System that replaces paper billing documents with electronic records.
Early Visibility
View boletos issued against your CNPJ before even receiving them by email or mail. Charges appear as soon as the supplier registers them at the bank.
Bank Independent
At Kobana, we read your company's DDA regardless of which bank it chose to receive. No matter where you have an account, all boletos are centralized.

Complete control of received boletos

Centralized Viewing
All boletos issued against your CNPJ appear automatically on the platform. Regardless of the issuing bank, everything is in one place.
Payment Authorization
Review each boleto before paying. Approve legitimate ones, reject undue ones, and maintain total control over what leaves your cash.
Smart Scheduling
Release boletos for payment and schedule the execution date. Organize cash flow without missing deadlines.
Fraud Prevention
Boletos received via DDA come directly from the issuing bank. Compare with charges received by email and identify fraud attempts.

Benefits for Finance

Organization
Centralize all boletos payable in one place. No more searching through emails, portals, and physical documents.
Agility
Receive boletos before the due date and have time to schedule payments. Avoid late payment fees.
Security
Boletos come directly from the issuing bank. Compare with other sources and identify fraud attempts.

Use cases

Companies with many suppliers

Receive boletos from dozens of different suppliers? DDA centralizes everything and facilitates accounts payable management.

Benefícios:
  • Centralization
  • Organization
  • Total control
Fixed expense control

Rent, electricity, internet... recurring boletos appear automatically. Set up quick approval for known expenses.

Benefícios:
  • Mapped expenses
  • Quick approval
  • No forgetting
Fraud prevention

Suspicious of a boleto received by email? Compare with DDA to verify if the data is authentic.

Benefícios:
  • Data validation
  • Security
  • Financial protection
Audit and compliance

Keep records of all received, approved, and rejected boletos. Answer audit requests with ease.

Benefícios:
  • Complete history
  • Traceability
  • Compliance

Integrated with major banks

Banco do BrasilBanco do Brasil
BradescoBradesco
ItaúItaú
SantanderSantander
CaixaCaixa
SicoobSicoob
SicrediSicredi
BanrisulBanrisul
InterInter
BTGBTG
SafraSafra
BVBV
ABC BrasilABC Brasil
AilosAilos
ArbiArbi
BaneseBanese
BanestesBanestes
BNBBNB
BNP ParibasBNP Paribas
BRBBRB
BS2BS2
CoraCora
CredisisCredisis
CresolCresol
DaycovalDaycoval
MercantilMercantil
RendimentoRendimento
SofisaSofisa
UnicredUnicred
UniprimeUniprime
Banco IndustrialBanco Industrial
Banco do BrasilBanco do Brasil
BradescoBradesco
ItaúItaú
SantanderSantander
CaixaCaixa
SicoobSicoob
SicrediSicredi
BanrisulBanrisul
InterInter
BTGBTG
SafraSafra
BVBV
ABC BrasilABC Brasil
AilosAilos
ArbiArbi
BaneseBanese
BanestesBanestes
BNBBNB
BNP ParibasBNP Paribas
BRBBRB
BS2BS2
CoraCora
CredisisCredisis
CresolCresol
DaycovalDaycoval
MercantilMercantil
RendimentoRendimento
SofisaSofisa
UnicredUnicred
UniprimeUniprime
Banco IndustrialBanco Industrial

Frequently asked questions

Have total control of boletos issued against your company

View, approve, and pay boletos centrally. Prevent fraud and never miss a due date again.