Receive via PIX with instant confirmation

Generate static, dynamic QR Codes or charges with due dates. Get real-time notifications when payment is confirmed. Direct integration with major banks.

Instant24/7No intermediaries

Schedule a chat

Kobana dashboard showing PIX charge details

Seconds

to confirm

24/7

available

integrated banks

intermediaries

Choose the ideal PIX type for each situation

We offer different PIX modalities to meet all billing needs. From single payments to recurring charges with due dates.

Reusable

Static PIX

Permanent QR Code that can be used to receive multiple payments. Ideal for fixed or variable amounts at point of sale.

Ideal para

Counter and point of sale
Donations and contributions
In-person payments

Características

Permanent and reusable QR Code
Amount can be fixed or open
Linked to your PIX key
Manual reconciliation required

Single use

Dynamic PIX (Instant)

Exclusive QR Code for each transaction with defined amount. Expires after payment or configured deadline. Automatic reconciliation via txid.

Ideal para

E-commerce sales
Online checkout
One-time transactions

Características

Unique QR Code per charge
Mandatory pre-defined amount
Configurable expiration
Automatic reconciliation via txid

With due date

PIX Charge

Similar to bank slips, allows setting a future due date. Supports interest, late fees and early payment discounts.

Ideal para

Tuition and subscriptions
Accounts receivable
Bank slip replacement

Características

Configurable future due date
Interest and late fees after due date
Up to 3 discount tiers
Revocation period

Complementary

PIX Copy and Paste

In addition to the QR Code, we generate the EMV "copy and paste" code to facilitate payments on any device.

Ideal para

Sending via email or WhatsApp
Desktop payments
Accessibility

Características

BCB standard EMV code
Easy sharing
Works in any app
Ideal without camera

Coming soon

Em breve

Automatic PIX

Recurring payments authorized by the customer. The debit happens automatically on the configured date.

Ideal para

Monthly subscriptions
Recurring plans
Continuous services

Características

One-time customer authorization
Automatic recurring debit
Cancellation at any time
Regulated by BCB

Your PIX charges always available

We host your PIX charges with the highest security standards. Share in various ways through the shortened address.

Shortened URL

Every PIX charge receives a short link in the format kdoc.to/1/xyz123. Easy to copy, share and remember.

Works forever
Smaller than attachments
No spam folder
Email
WhatsApp
SMS
Telegram
Any channel

Online Viewing

The customer accesses the link and views the charge directly in the browser. Can scan the QR Code or copy the code.

High resolution QR Code
Copy-and-paste code
Payment information
Clear instructions

QR Code Download

Download the QR Code in PNG for use in printed materials, websites or applications.

High resolution PNG
Ready for printing
Marketing materials
System integration

Hosting Security

Charges hosted with encryption and protection. Payer data protected.

HTTPS on all pages
Encrypted data
Integrity validation
Access logs

Configure late fees, interest and discounts

Set payment conditions for PIX charges with due dates. Everything calculated automatically by the system, just like bank slips.

Late Fee

Fixed fee charged when the customer pays after the due date. Configure according to your billing policy.

Opções

No fee (exempt)
Percentage on amount (e.g., 2%)
Fixed amount (e.g., $10.00)

Late Interest

Progressive charge that increases with days of delay. Encourages on-time payment.

Opções

No interest (exempt)
Daily interest (e.g., 0.033%/day)
Monthly interest (e.g., 1%/month)

Early Payment Discount

Reduce the charge amount if paid before a certain date. Encourage early payments.

Opções

Percentage discount (e.g., 5%)
Fixed amount discount
Up to 3 discount tiers

Exemplo

10 days early: 10% | 5 days early: 5% | By due date: 2%

Billing features

Interest and Fees

Configure charges for payments after due date. Daily, monthly or annual interest, by calendar or business days.

Progressive Discounts

Up to 3 early payment discount tiers. Encourage your customers to pay before the due date.

Rebate

Apply reductions to the charge amount. Ideal for negotiations or credits.

Real-time Webhooks

Receive instant notifications when payment is confirmed. Integrate with your system.

Additional Information

Add custom data to the charge. Use for internal tracking and integration.

Tags and Organization

Organize your charges with tags. Filter and search easily in the dashboard or via API.

What you can do

Instant Generation

Create PIX charges via REST API or directly in the dashboard. QR Code generated in milliseconds.

Documented REST API
SDK for Ruby, Python, Node.js
Batch generation

Real-time Confirmation

Receive instant notifications via webhook when payment is confirmed by the bank.

Webhook in seconds
Multiple callback URLs
Automatic retry

Multiple Formats

Generate QR Code in PNG, EMV code or shareable link. Integrate with your system however you prefer.

High resolution PNG
Copy-and-paste EMV code
Shortened kdoc.to link

Automatic Reconciliation

Each charge has a unique txid. We automatically identify which payment corresponds to which charge.

Unique txid per charge
Automatic matching
Complete history

Additional Information

Add custom data to the charge for internal tracking and integration with your system.

Custom fields
Unlimited metadata
Tags for organization

Cancellation and Modification

Cancel unpaid charges or modify information before payment. Full control of the operation.

Cancellation via API
Amount modification
Validity extension

How it works

Configure your PIX account

Connect your bank account via digital certificate. We support major banks with PIX API.

Create the charge

Use our API or dashboard to create charges. Define amount, type and payer data.

Share the QR Code

Send the QR Code or link via email, WhatsApp, SMS or display on your website/app.

Receive confirmation

As soon as the customer pays, you receive an instant webhook. The status updates in real time.

Simple API, instant payment

Create PIX charges with a single request. Receive the QR Code ready to use.

View complete API documentation

bash

curl -X POST https://api.kobana.com.br/v2/charge/pix \
  -H "Authorization: Bearer your_token" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 150.00,
    "pix_account_uid": "pix_abc123",
    "registration_kind": "instant",
    "expire_at": "2025-01-15T23:59:59Z",
    "payer": {
      "document_number": "12345678900",
      "name": "John Smith",
      "email": "john@email.com"
    },
    "message": "Payment for order #1234"
  }'

response

{
  "status": 201,
  "data": {
    "uid": "0199bc7f-908c-7d53-b533-ad041fd8396a",
    "status": "opened",
    "registration_status": "pending",
    "kind": "instant",
    "amount": 150.00,
    "expire_at": "2025-01-15T23:59:59Z",
    "payer": {
      "document_number": "12345678900",
      "name": "John Smith"
    },
    "url": "https://kdoc.to/1/aTdky2CzswAG",
    "formats": {
      "default": { "html": "...", "png": "...", "pdf": "..." },
      "qrcode": { "html": "...", "png": "...", "pdf": "..." }
    }
  }
}