Kobana

Installment your charges. Automate recurrence.

Create payment books with multiple installments or configure recurring charges. Generate all boletos at once and track each payment.

Payment book with multiple installments
+60
installments per book
100%
automated
1 click
batch printing
24/7
automatic recurrence

Payment book features

Flexible installments
Define as many installments as you want. From 2 to 60 or more. Each installment is an independent boleto.
Configurable due dates
Choose the first due date. The remaining installments follow automatically (monthly, biweekly, etc.).
Amount per installment
The system divides the total amount equally. You can adjust individual amounts if needed.
Clear identification
Each boleto indicates 'Installment X of Y' to facilitate control for both your customer and your finance team.
Batch printing
Generate a single PDF with all payment book boletos. Ideal for in-person delivery.
Delinquency management
Quickly see which installments are overdue. Configure automatic fines and interest.

Use cases

Schools and Courses

Generate the annual tuition payment book at the start of the school year. Each student receives their 12 boletos at once or monthly.

Benefícios:
  • Financial planning
  • Delinquency control
  • Automatic generation
Gyms and Clubs

Offer installment annual plans. The student pays monthly, you have revenue predictability.

Benefícios:
  • Retention
  • Attractive installment
  • Predictable revenue
Clinics and Treatments

Installment long treatments like orthodontics or physical therapy. Each session linked to an installment.

Benefícios:
  • High-value treatments
  • Patient convenience
  • Per-session control
Stores and Installment Sales

Sell furniture, electronics, or services in installments. Each installment is a boleto with a defined due date.

Benefícios:
  • Higher average ticket
  • Easier sales
  • Receipt control
Condominiums

Installment construction work or extra fees. Residents receive all boletos with clear dates.

Benefícios:
  • Transparency
  • Organization
  • Payment convenience
Subscriptions and SaaS

Configure automatic monthly recurrence. The system generates and sends the boleto every month.

Benefícios:
  • Zero manual work
  • Automatic billing
  • Customer retention

Automate via API

Use our API to create payment books and recurrences directly from your system.

View Payment Books API documentation
bash
curl -X POST "https://api.kobana.com.br/v1/installments" \
  -H "Authorization: Bearer $TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "installment": {
      "bank_billet_account_id": 1,
      "amount": 1200.00,
      "total": 12,
      "cycle": "monthly",
      "start_at": "2025-02-15",
      "description": "2025 Monthly Fee",
      "customer_person_name": "Maria Santos",
      "customer_cnpj_cpf": "012.345.678-90",
      "customer_email": "maria@email.com",
      "customer_zipcode": "01310-100",
      "customer_address": "Paulista Ave",
      "customer_city_name": "Sao Paulo",
      "customer_state": "SP",
      "customer_neighborhood": "Bela Vista",
      "customer_address_number": "1000"
    }
  }'
response
{
  "id": 321,
  "uid": "inst-uuid-abcd-1234",
  "amount": 1200.00,
  "total": 12,
  "cycle": "monthly",
  "start_at": "2025-02-15T00:00:00Z",
  "end_at": "2026-01-15T00:00:00Z",
  "description": "2025 Monthly Fee",
  "customer_person_name": "Maria Santos",
  "status": "active",
  "url": "https://bole.to/3/abcd1234/book",
  "bank_billet_ids": [10001, 10002, 10003, "..."],
  "created_at": "2025-01-01T10:00:00Z"
}

Payment books always available

We host all payment books at a shortened URL. Your customer accesses, views, and pays all installments anytime.

Shortened URL

Each payment book gets a short link in the format bole.to/3/xyz/book. Your customer accesses all installments in one place.

  • Unique link for the book
  • All installments together
  • Easy to share
  • Never expires
Online Viewing

Your customer accesses the payment book via link and views all installments. Can see which ones are paid and which are pending.

  • Status of each installment
  • Payment history
  • No login required
  • Mobile access
PDF Download

Complete payment book available as a single PDF. All installments in one file, ready to print and deliver.

  • PDF with all installments
  • Print ready
  • Professional layout
  • In-person delivery
Automatic Sending

Configure automatic email sending. Your customer receives the complete book or each installment individually.

  • Email on issuance
  • Reminder before due date
  • Customized template
  • Company logo

Integrated with major banks

Banco do BrasilBanco do Brasil
BradescoBradesco
ItaúItaú
SantanderSantander
CaixaCaixa
SicoobSicoob
SicrediSicredi
BanrisulBanrisul
InterInter
BTGBTG
SafraSafra
BVBV
ABC BrasilABC Brasil
AilosAilos
ArbiArbi
BaneseBanese
BanestesBanestes
BNBBNB
BNP ParibasBNP Paribas
BRBBRB
BS2BS2
CoraCora
CredisisCredisis
CresolCresol
DaycovalDaycoval
MercantilMercantil
RendimentoRendimento
SofisaSofisa
UnicredUnicred
UniprimeUniprime
Banco IndustrialBanco Industrial
Banco do BrasilBanco do Brasil
BradescoBradesco
ItaúItaú
SantanderSantander
CaixaCaixa
SicoobSicoob
SicrediSicredi
BanrisulBanrisul
InterInter
BTGBTG
SafraSafra
BVBV
ABC BrasilABC Brasil
AilosAilos
ArbiArbi
BaneseBanese
BanestesBanestes
BNBBNB
BNP ParibasBNP Paribas
BRBBRB
BS2BS2
CoraCora
CredisisCredisis
CresolCresol
DaycovalDaycoval
MercantilMercantil
RendimentoRendimento
SofisaSofisa
UnicredUnicred
UniprimeUniprime
Banco IndustrialBanco Industrial

Frequently asked questions

Simplify your installment charges

Create payment books, configure recurrences, and have total control over your receipts.