Installment your charges. Automate recurrence.
Create payment books with multiple installments or configure recurring charges. Generate all boletos at once and track each payment.

Payment book features
Use cases
Generate the annual tuition payment book at the start of the school year. Each student receives their 12 boletos at once or monthly.
- Financial planning
- Delinquency control
- Automatic generation
Offer installment annual plans. The student pays monthly, you have revenue predictability.
- Retention
- Attractive installment
- Predictable revenue
Installment long treatments like orthodontics or physical therapy. Each session linked to an installment.
- High-value treatments
- Patient convenience
- Per-session control
Sell furniture, electronics, or services in installments. Each installment is a boleto with a defined due date.
- Higher average ticket
- Easier sales
- Receipt control
Installment construction work or extra fees. Residents receive all boletos with clear dates.
- Transparency
- Organization
- Payment convenience
Configure automatic monthly recurrence. The system generates and sends the boleto every month.
- Zero manual work
- Automatic billing
- Customer retention
Automate via API
Use our API to create payment books and recurrences directly from your system.
View Payment Books API documentationcurl -X POST "https://api.kobana.com.br/v1/installments" \
-H "Authorization: Bearer $TOKEN" \
-H "Content-Type: application/json" \
-d '{
"installment": {
"bank_billet_account_id": 1,
"amount": 1200.00,
"total": 12,
"cycle": "monthly",
"start_at": "2025-02-15",
"description": "2025 Monthly Fee",
"customer_person_name": "Maria Santos",
"customer_cnpj_cpf": "012.345.678-90",
"customer_email": "maria@email.com",
"customer_zipcode": "01310-100",
"customer_address": "Paulista Ave",
"customer_city_name": "Sao Paulo",
"customer_state": "SP",
"customer_neighborhood": "Bela Vista",
"customer_address_number": "1000"
}
}'{
"id": 321,
"uid": "inst-uuid-abcd-1234",
"amount": 1200.00,
"total": 12,
"cycle": "monthly",
"start_at": "2025-02-15T00:00:00Z",
"end_at": "2026-01-15T00:00:00Z",
"description": "2025 Monthly Fee",
"customer_person_name": "Maria Santos",
"status": "active",
"url": "https://bole.to/3/abcd1234/book",
"bank_billet_ids": [10001, 10002, 10003, "..."],
"created_at": "2025-01-01T10:00:00Z"
}Payment books always available
We host all payment books at a shortened URL. Your customer accesses, views, and pays all installments anytime.
Each payment book gets a short link in the format bole.to/3/xyz/book. Your customer accesses all installments in one place.
- Unique link for the book
- All installments together
- Easy to share
- Never expires
Your customer accesses the payment book via link and views all installments. Can see which ones are paid and which are pending.
- Status of each installment
- Payment history
- No login required
- Mobile access
Complete payment book available as a single PDF. All installments in one file, ready to print and deliver.
- PDF with all installments
- Print ready
- Professional layout
- In-person delivery
Configure automatic email sending. Your customer receives the complete book or each installment individually.
- Email on issuance
- Reminder before due date
- Customized template
- Company logo
Integrated with major banks
Frequently asked questions
Simplify your installment charges
Create payment books, configure recurrences, and have total control over your receipts.