Kobana
🇧🇷

Transform Your Platform Into a Fintech

Complete banking infrastructure to embed billing, payments, and financial management into your product. Your customers operate, you monetize.

Complete white-labelMulti-tenant architectureRevenue sharing
Talk to a SpecialistExplore the API
Subaccounts dashboard

Built for those who build financial products

Marketplaces

Automatic split between sellers, payout management, reconciliation.

ERPs and management systems

Billing and payment integrated into the customer flow.

SaaS platforms

Native billing, recurring billing, subscription management.

Fintechs

Banking infrastructure for financial products.

Franchises and chains

Centralized financial management with local autonomy.

Accounting firms

Financial services for client portfolio.

You can build everything from scratch. But should you?

More than 12 months of development

Integrating with multiple banks, each with its API, its rules, its bureaucracy. Keeping everything up to date consumes time and team.

Million-dollar investment

Specialized developers, infrastructure, compliance, support. The cost of building and maintaining is greater than it seems.

Regulatory complexity

Central Bank, LGPD, PCI, anti-fraud. The financial regulatory environment is complex and constantly changing.

Continuous maintenance

Banks change APIs, registration rules, file formats. Who takes care of this while you focus on your product?

One account for your platform, subaccounts for your customers

Native multi-tenant architecture. Each of your customers has an isolated subaccount, with their own operations, balances, and settings.

API creation
Create subaccounts programmatically when your customer signs up.
  • Total automation
  • Instant onboarding
  • Infinite scalability
Data isolation
Each subaccount sees only its own data. Complete segregation.
  • Guaranteed privacy
  • Simplified compliance
  • Audit per subaccount
Flexible hierarchy
Subaccounts can have sub-subaccounts. Ideal for chains and franchises.
  • Multiple levels
  • Configuration inheritance
  • Consolidated view

Complete API to embed finance in your product

RESTful, well-documented, with SDKs in multiple languages. Everything you need to integrate.

View full documentation
bash
curl -X POST https://api.kobana.com.br/v2/admin/subaccounts \
  -H "Authorization: Bearer your_token" \
  -H "Content-Type: application/json" \
  -d '{
    "nickname": "Sao Paulo Branch",
    "business_legal_name": "Company SP LLC",
    "business_cnpj": "12.345.678/0001-90",
    "email": "contact@branchsp.com.br",
    "tags": ["branch", "sao-paulo"]
  }'

Your brand at every touchpoint

Your customers see your brand, not ours. Customize bank slips, emails, customer portal, and checkout.

Custom documents

Logo, colors, additional information, custom instructions.

Custom domain

portal.yourbrand.com, checkout.yourproduct.com

Customer portal

White-label dashboard for your end users.

Frequently asked questions

Ready to transform your platform?

Talk to our platform-specialized team and discover how Kobana can accelerate your financial product roadmap.

Schedule a CallExplore documentation
Schedule