Kobana

Sell More, Get Paid Faster

Offer PIX, bank slips, and integrated checkout to your customers. Automatically reconcile sales and reduce delinquency with smart collection workflow.

Financial platform for retail
3s
PIX confirmation
40%
less delinquency
98%
automatic reconciliation
+40
integrated banks

Retail day-to-day demands financial agility

Abandoned carts
Customers give up when payment is complicated. Limited options or slow checkout means lost sales every day.
Manual reconciliation
Matching e-commerce sales with bank receipts takes hours. Errors go unnoticed, and finance is always putting out fires.
Slow payment receipt
Bank slips take days to clear, wire transfers have limited hours. Your cash flow is hostage to slow banking processes.
High delinquency
Without automatic reminders, customers forget to pay. Manual collection is costly and not always effective.

A complete platform for retail finance

PIX Billing
Dynamic QR Code for each sale, real-time confirmation via webhook, exact amount without errors. Works 24/7.
Registered Bank Slip
Instant issuance via API, customization with your brand, automatic interest and late fees, automatic write-off on payment.
Bolepix
Bank slip with integrated PIX QR Code. Customer chooses how to pay, higher conversion rate, unified reconciliation.
Payment link
Sell via WhatsApp, Instagram, email. Checkout without complex integration, conversion tracking. Ideal for direct sales.
Automatic reconciliation
Automatic match by transaction ID, partial payment identification, discrepancy alerts, export for accounting.
Collection Workflow
Automatic email, SMS, and WhatsApp. Reminder before due date, notice on due date, collection after late. Payment confirmation.

How retailers use Kobana day-to-day

E-commerce with integrated checkout

Online store on Shopify/WooCommerce needs to offer PIX and bank slip. API integrated to checkout, webhook for automatic inventory write-off.

Benefícios:
  • 30% less abandonment
  • Higher conversion
  • Automatic write-off
Physical store chain

Retailer with 15 stores, each with its own bank account. Monthly consolidation takes 3 days, now in 4 hours.

Benefícios:
  • Consolidated dashboard
  • Fast closing
  • Reports by branch
Social media sales

Store that sells via Instagram and WhatsApp. Payment links generated in seconds, direct sharing.

Benefícios:
  • Quick links
  • PIX and bank slip together
  • Payment notification
Marketplace with split

Marketplace connecting sellers and buyers. Automatic receipt split, scheduled payout to sellers.

Benefícios:
  • Automatic split
  • Scalable operation
  • Total transparency

Frequently asked questions

Ready to simplify your retail finance?

Create your account in minutes and start receiving via PIX, bank slip, and payment link. No bureaucracy.