Kobana

Instant PIX transfers for your operation

Send money to any account in Brazil in seconds, 24 hours a day, 7 days a week. Use email, phone, CPF/CNPJ or random key.

24/7InstantAll keys
PIX transfers list
24/7
available
Seconds
to confirm
Any
bank in Brazil
4 types
of PIX key

Main benefits

Available 24/7
PIX works anytime, every day of the year. Make transfers when you need, without depending on banking hours.
Immediate confirmation
Money arrives in the recipient's account in seconds. You receive real-time confirmation with transaction code.
All keys
Transfer by email, phone, CPF, CNPJ or random key. Or use complete bank details if you prefer.

All PIX keys supported

Transfer using any type of PIX key. Each person or company can have up to 5 registered keys.

Email
Use the email address registered as PIX key. Ideal when you already have the recipient's contact.
Phone
Mobile number with area code. One of the most popular keys for being easy to remember and share.
CPF/CNPJ
Recipient's identification document. Widely used in commercial transactions and supplier payments.
Random Key
Auto-generated 32-character set. Offers more privacy as it doesn't expose personal data.

Detailed features

Batch transfers
Process multiple PIX transfers at once. Group supplier payments, commissions or refunds.
  • Commission payments
  • Mass refunds
  • Value distribution
Transfer scheduling
Schedule transfers for future dates. Scheduled transfers are executed normally, even on weekends.
  • Schedule for any date
  • Receive notification after execution
  • Cancel before date
Real-time confirmation
Track your transfer status: Pending, Processing, Confirmed or Rejected.
  • Unique End-to-End ID
  • Authentication code
  • Exact date and time
Automatic receipts
Digital receipts generated automatically. Download in PDF, valid for accounting and tax purposes.
  • Download in PDF
  • Complete data
  • Accessible history
Transfer purposes
Inform the transfer purpose: supplier payment, salaries, commissions, refunds.
  • FEBRABAN codes
  • Internal control
  • Compliance

Automate PIX transfers via API

For companies that need full automation, our API allows creating transfers programmatically using any key type.

View complete API documentation
json
POST /v2/transfer/pix

{
  "amount": 1500.00,
  "financial_account_uid": "0199bc7f-daac-772b-9344-ac6fcc861696",
  "type": "key",
  "key_type": "email",
  "key": "supplier@company.com.br",
  "scheduled_to": "2025-01-20",
  "external_id": "supplier-payment-123",
  "tags": ["supplier", "urgent"]
}
response
{
  "status": 201,
  "data": {
    "uid": "0199bc7f-dab9-7bc3-8115-91c6694c14b3",
    "status": "scheduled",
    "scheduled_to": "2025-01-20",
    "registration_status": "pending",
    "amount": 1500.00,
    "financial_account_uid": "0199bc7f-daac-772b-9344-ac6fcc861696",
    "external_id": "supplier-payment-123",
    "tags": ["supplier", "urgent"],
    "target": {
      "beneficiary": {
        "name": "ABC Supplier Ltd",
        "document_number": "12.345.678/0001-90"
      },
      "pix": {
        "pix_type": "key",
        "key": "supplier@company.com.br",
        "key_type": "email",
        "end_to_end_id": null
      },
      "transfer_kind": "pix"
    },
    "created_at": "2025-01-15T14:30:00Z",
    "updated_at": "2025-01-15T14:30:00Z"
  }
}

Use cases

Supplier payments

Suppliers send their PIX key and you pay instantly. No need for complete bank details.

Benefícios:
  • Instant receipt
  • No bank slip fees
  • Immediate confirmation
Commission payments

Create a batch with all monthly commissions. Each salesperson receives via PIX in seconds.

Benefícios:
  • Fast process
  • No typing errors
  • Complete history
Customer refunds

With PIX, the refund arrives in seconds. Just the customer's PIX key to return values.

Benefícios:
  • Satisfied customer
  • Agile service
  • Automatic receipt
Urgent payments

PIX works 24/7. Make transfers at any time, without waiting for the next business day.

Benefícios:
  • Always available
  • Immediate confirmation
  • No banking hours

Integrated with major banks

Banco do BrasilBanco do Brasil
BradescoBradesco
ItaúItaú
SantanderSantander
CaixaCaixa
SicoobSicoob
SicrediSicredi
BanrisulBanrisul
InterInter
BTGBTG
SafraSafra
BVBV
ABC BrasilABC Brasil
AilosAilos
ArbiArbi
BaneseBanese
BanestesBanestes
BNBBNB
BNP ParibasBNP Paribas
BRBBRB
BS2BS2
CoraCora
CredisisCredisis
CresolCresol
DaycovalDaycoval
MercantilMercantil
RendimentoRendimento
SofisaSofisa
UnicredUnicred
UniprimeUniprime
Banco IndustrialBanco Industrial
Banco do BrasilBanco do Brasil
BradescoBradesco
ItaúItaú
SantanderSantander
CaixaCaixa
SicoobSicoob
SicrediSicredi
BanrisulBanrisul
InterInter
BTGBTG
SafraSafra
BVBV
ABC BrasilABC Brasil
AilosAilos
ArbiArbi
BaneseBanese
BanestesBanestes
BNBBNB
BNP ParibasBNP Paribas
BRBBRB
BS2BS2
CoraCora
CredisisCredisis
CresolCresol
DaycovalDaycoval
MercantilMercantil
RendimentoRendimento
SofisaSofisa
UnicredUnicred
UniprimeUniprime
Banco IndustrialBanco Industrial

Frequently asked questions

See other transfer types

Besides PIX, you can make TED and internal transfers through Kobana.

TED Transfer
Transfer to any bank during business hours. Ideal for larger amounts.
Internal Transfers
Move funds between your Kobana accounts instantly and at no cost.

Transfer with PIX simply and automated

Instant transfers, 24/7, with real-time confirmation. By any key type, individual or batch.