Kobana

A single AI-native financial platform.

Six products in three layers — from banking infrastructure to artificial intelligence — working together to automate your financial operations end to end.

Kobana Products

Explore each product

Use individually or combine products for a fully automated financial operation.

Artificial Intelligence ✨

Kia

The integrated environment for finance

The application where your finance work happens with AI: it reads the files you already use, analyzes them and runs banking operations — always with your approval.

  • Reads spreadsheets, PDFs and CNAB
  • Runs on natural language
  • Runs on your computer

Kadu

AI agent for finance

The AI agent that takes over the operational work in finance: billing, payments and reconciliation, with the approval always yours.

  • Accounts payable and receivable
  • Automatic reconciliation
  • Available 24/7
Management Systems

Smart Finance

Financial back-office for Brazil

Accounts payable, accounts receivable, bank reconciliation and multi-company in one platform. Complete financial back-office integrated with your banking operation.

  • Accounts payable and receivable
  • Automatic bank reconciliation
  • Multi-company and multi-workspace

Automatic Billing

Flexible recurring billing

Recurring billing platform with subscriptions, invoices, customer management and a self-service portal. Automate the complete billing cycle.

  • Flexible subscriptions and plans
  • White-label customer portal
  • Integrated tax invoicing

Dunning

Automated collections from due date to payment

Track every charge from due date to payment. Contact at the right time, through the right channel, with the payment method right in the message. Paid? The workflow stops instantly.

  • Multichannel workflow via email, SMS and WhatsApp
  • Agreements and debtor portal
  • Compliance and audit trail
Infrastructure Platform

Banking Gateway

Unified banking operations

Connect your company to more than 40 banks via a single API. Collections, payments, transfers and reconciliation automated in one place.

  • Boletos, PIX, BolePix and links
  • Batch and scheduled payments
  • Automatic bank reconciliation

Want to see the products working together?

Schedule a chat with our team and find out which product combination makes sense for your operation.