Kobana

The financial back-office built for Brazil

Manage accounts payable, accounts receivable, bank reconciliation and multi-company in one platform. Always correct balance, native automation, real Brazilian compliance.

Product
Schedule a demoSee product tour
Smart Finance Dashboard
10
resources in the public API
2,669
automated tests
Multi-company
single workspace
Real-time
calculated balances

One platform, total control

Smart Finance centralizes everything the finance team needs: accounts payable, accounts receivable, reconciliation, reports and automation.

Complete Financial Management
Full control of inflows and outflows. Payables, receivables, transfers and bank reconciliation in one panel, with real-time visibility.
  • Accounts payable and receivable with installments and recurrence
  • Transfers between accounts with automatic recording
  • Manual and automatic bank reconciliation
  • OFX/QIF and CSV statement import
  • Cost center allocation
Consolidated Multi-company
Parent and subsidiaries in the same workspace. View each company separately or consolidate everything in one executive panel.
  • CNPJ validated per company
  • Data isolation with consolidated view
  • Same categories and cost centers across companies
  • Reports per company or consolidated
  • Switch companies without leaving the session
API + Automation
Automatic classification rules, scheduled tasks, Fintera import, payment dispatch via Kobana. Your finances on autopilot.
  • Rules by description pattern
  • Automatic entry recurrence
  • Periodic Fintera import via cron
  • Public REST API with 10 resources
  • Payment dispatch via PIX, boleto, TED

Everything your finance team needs

Accounts Payable
Vendors, payroll, taxes and utilities. One-off, installment or recurring. IRRF, INSS and ISS withholdings per line. Dispatch via Kobana.
Learn more
Accounts Receivable
Billing, services and subscriptions. Settlement with interest or discount. Same workflow as accounts payable — team learns once.
Learn more
Bank Reconciliation
Automatic match by amount and date. 1:N linking between charges and transactions. OFX/QIF statement or sync via Kobana.
Learn more
Multi-company
Parent and subsidiaries in the same workspace. Consolidated group view or isolated by CNPJ. Context switch without re-login.
Learn more
Financial Dashboard
Inflows, outflows, net balance and month-end projection in real time. Cash flow chart and upcoming due dates.
Learn more
Automatic Rules
Classify entries automatically by description pattern. Category, vendor, cost center and notes filled without intervention.
Learn more
Public API
10 REST resources. Bearer JWT with scopes. Cursor pagination, idempotency on writes. OpenAPI 3 available.
Learn more
Integrations
Kobana for payment dispatch and bank sync. Fintera for complete historical import. Native cron.
Learn more

Your balance is calculated, not synced

Most financial tools sync balances periodically — and can become stale. In Smart Finance, each account balance is calculated in real time via SQL. No drift. No manual reconciliation due to balance differences.

Calculation via SQL CTE

Every balance query sums all account transactions in real time. The number you see is the real number.

Manual Adjustment with Audit

Need to correct a balance? The adjustment is recorded with date, amount and responsible. Nothing disappears silently.

Accrual + Cash

View entries by accrual date or by payment date. Two regimes, same database.

Atomic Transfers

A transfer automatically generates debit and credit, identified by the same transfer_id. Never loses one side.

Not a foreign tool adapted for Brazil

CPF/CNPJ validated, BACEN banks, native Brazilian tax guides, i18n pt-BR. Built from scratch for Brazilian financial reality.

Brazilian Banks
Complete BACEN bank database. Selection by code or name. No manual registration.
Brazilian Taxes
Support for DARF, GRU, GPS, FGTS, DARE, ICMS, ISS, IPTU, ITBI. IRRF, INSS, ISS withholdings per entry.
CPF/CNPJ Validated
Vendor and customer registration with document validation. Data integrity from the start.
pt-BR + EN + ES
Interface in Brazilian Portuguese. Documentation in English and Spanish for international teams.

Frequently asked questions

See Smart Finance in action

Personalized demo for your company's size and structure. We show multi-company, automation and reconciliation in practice.

Schedule a demoSee product tour
Schedule