TED transfers to any bank in Brazil
Send funds to accounts at any financial institution. Data validation, flexible scheduling and batch processing for your financial operation.

+250
banks supported
D+0
same business day
100%
pre-validation
No limit
on value
Main benefits
Any bank
Send TED to accounts at all banks and financial institutions in Brazil. Complete coverage of the banking system.
Automatic validation
Bank data is validated before sending. Avoid errors and returns with prior verification of branch and account.
Batch processing
Send dozens or hundreds of TEDs at once. Ideal for payroll and supplier payments.
Detailed features
Operating hours
TEDs are processed on business days, usually between 6am and 5pm. The amount arrives the same day when sent within hours.
- Business days
- 6am to 5pm
- Same-day confirmation
Flexible scheduling
Schedule TEDs for future dates. Transfers for weekends are processed on the next business day.
- Schedule for any date
- Automatic adjustment
- Cancel before sending
Batch transfers
Group multiple TEDs in a batch. Process payroll or supplier payments all at once.
- Spreadsheet import
- Batch approval
- Organized history
Digital receipts
Each confirmed TED generates a receipt with bank authentication code. PDF download available.
- Authentication code
- PDF download
- Valid for audits
Advanced security
Set limits per transfer and require additional approval for larger amounts. Total control.
- Configurable limits
- Two-step approval
- Complete audit
Use cases
Payroll
Every month your company pays employee salaries at different banks. Register data once and process monthly batches.
Benefícios:
- Batch processing
- No typing errors
- Complete history
Supplier payments
Suppliers prefer TED for larger amounts. Register suppliers and pay by selecting and entering the amount.
Benefícios:
- Favorites registration
- Organized payments
- History by supplier
Business transfers
Payments to companies that don't use PIX or prefer TED. Works for any bank account in Brazil.
Benefícios:
- No PIX dependency
- Traditional data
- Total flexibility
Automate TED transfers via API
For companies that need full automation, our API allows creating transfers programmatically.
View complete API documentationjson
POST /v2/transfer/ted
{
"amount": 5000.00,
"financial_account_uid": "0199bc7f-daac-772b-9344-ac6fcc861696",
"scheduled_to": "2025-01-20",
"transfer_purpose": "20",
"bank_account": {
"compe_number": 237,
"agency_number": "1234",
"agency_digit": "X",
"account_number": "56789",
"account_digit": "0",
"document_number": "12.345.678/0001-90"
},
"beneficiary": {
"name": "XYZ Company Ltd",
"document_number": "12.345.678/0001-90"
},
"external_id": "supplier-payment-456",
"tags": ["supplier", "monthly"]
}response
{
"status": 201,
"data": {
"uid": "0199bc7f-dab9-7bc3-8115-91c6694c14b3",
"status": "scheduled",
"scheduled_to": "2025-01-20",
"registration_status": "pending",
"amount": 5000.00,
"financial_account_uid": "0199bc7f-daac-772b-9344-ac6fcc861696",
"external_id": "supplier-payment-456",
"tags": ["supplier", "monthly"],
"target": {
"beneficiary": {
"name": "XYZ Company Ltd",
"document_number": "12.345.678/0001-90"
},
"bank_account": {
"compe_number": 237,
"agency_number": "1234",
"agency_digit": "X",
"account_number": "56789",
"account_digit": "0",
"document_number": "12.345.678/0001-90",
"account_type": "checkings"
},
"transfer_kind": "ted"
},
"transfer_purpose": {
"code": "20",
"description": "Supplier Payment"
},
"created_at": "2025-01-15T14:30:00Z",
"updated_at": "2025-01-15T14:30:00Z"
}
}Integrated with major banks
Frequently asked questions
See other transfer types
Besides TED, you can make PIX and internal transfers through Kobana.
PIX Transfer
Instant transfers, 24/7, by email, phone, CPF/CNPJ or random key.
Internal Transfers
Move funds between your Kobana accounts instantly and at no cost.
Transfer with TED to any bank
Validated data, flexible scheduling and batch processing. Total control over your bank transfers.